Fast Funding. Friendly Service.
Fast, secure, and transparent online connection to top US financial providers.
Select your desired amount:
No impact to your credit score · Takes about 2 minutes
How It Works
1
Select Amount
Choose the funding amount that fits your needs from our simple selector.
2
Review Terms
Compare options from our network of trusted financial providers.
3
Direct Deposit
If approved, funds can be deposited directly into your account as soon as the next business day.
Representative APR Examples
The table below shows representative examples. Actual rates and terms vary based on creditworthiness, state of residence, and provider.
| Amount | APR | Term | Monthly Payment | Total Repayment |
|---|---|---|---|---|
| $500 | 13% | 12m | $44.52 | $534.24 |
| $1,000 | 16% | 18m | $63.20 | $1,137.60 |
| $1,500 | 18% | 24m | $75.43 | $1,810.32 |
| $2,000 | 20% | 24m | $101.54 | $2,436.96 |
| $3,500 | 22% | 36m | $133.12 | $4,792.32 |
| $5,000 | 24% | 48m | $163.71 | $7,858.08 |
APR range: 5.99%–35.99% · Term range: 91 days–72 months · For illustration purposes only
Frequently Asked Questions
What is Willow Lake Lending?
Willow Lake Lending is a lead generator that connects consumers with participating financial providers. We are not a lender. We help you find potential funding options through our network of providers.
Does checking my rates affect my credit score?
No. Checking your rates through our platform uses a soft credit inquiry, which does not impact your credit score. If you choose to proceed with a provider, they may perform a hard credit pull as part of their review process.
How quickly can I receive funds?
If approved by a provider, funds may be deposited directly into your bank account as soon as the next business day. Timing depends on the provider and your bank's processing schedule.
What amounts can I request?
You can request amounts ranging from $500 to $5,000 through our platform. The options available to you depend on the providers in our network and your individual circumstances.
What are the typical APR ranges?
APRs range from 5.99% to 35.99%. Your actual rate depends on factors including your credit profile, income, state of residence, and the specific provider. Repayment terms range from 91 days to 72 months.
Is my information secure?
Yes. We use 256-bit SSL encryption to protect your personal information. Your data is transmitted securely and we do not sell your information to unauthorized third parties.
What states are covered?
Products may not be available in all states. Availability of specific rates and terms varies by state and provider. Some states may have restrictions on certain product types.
Still have questions?
Get in touchReady to check your options?
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